Your Guide to Relocating to Canada
Making your move seamless with expert guidance, local knowledge, and comprehensive support every step of the way
Why Choose Canada?
Discover what makes Canada one of the world's most desirable places to live
World-class healthcare, excellent education system, and consistently ranked among the safest countries globally
Thriving job market across diverse industries, business-friendly environment, and strong economy
Multicultural cities, welcoming immigration policies, and vibrant communities from around the world
Stunning mountains, pristine lakes, beautiful coastlines, and abundant outdoor recreation opportunities
Step-by-Step Relocation Process
Your roadmap to a successful move to Canada
Secure the right immigration status for your situation, whether it's a work permit, permanent residence, or visa.
- Research immigration pathways (Express Entry, Provincial Nominee Programs, work permits)
- Prepare required documents and applications
- Understand processing times and requirements
Explore rental and purchase options, research neighborhoods, and understand the housing market.
- Research neighborhoods based on work location, schools, and lifestyle preferences
- Decide between renting and buying based on your situation
- Connect with local real estate professionals for guidance
Establish your financial foundation with bank accounts, credit, and tax registration.
- Open a Canadian bank account and set up essential financial services
- Apply for a Social Insurance Number (SIN) for tax and employment purposes
- Build Canadian credit history and understand tax obligations
Register for healthcare, obtain a driver's license, and set up utilities and phone service.
- Apply for provincial health insurance coverage
- Exchange or obtain a Canadian driver's license
- Set up utilities, internet, and mobile phone service
Integrate into your new community, enroll children in school, and establish your professional network.
- Register children for school and explore educational options
- Connect with local community groups and professional networks
- Explore your neighborhood and discover local amenities
Housing Options
Choose the best accommodation solution for your situation
- Flexibility to move and explore different neighborhoods
- Lower upfront costs (first and last month's rent)
- Landlord handles maintenance and repairs
- No property tax or major repair responsibilities
- Build equity and invest in your future
- Long-term stability and no landlord restrictions
- Potential tax benefits and appreciation over time
- Freedom to renovate and customize your space
- Short-term rentals and furnished apartments
- Corporate housing options for relocating professionals
- Time to explore neighborhoods before committing
- Flexible terms while establishing yourself
Popular Cities for Newcomers
Explore Canada's most welcoming cities for new residents
Major economic hub with diverse job opportunities, multicultural neighborhoods, world-class amenities, and excellent public transit.
Industries: Finance, tech, healthcare, media
Population: 6.4+ million (GTA)
Stunning natural beauty, mild winters, thriving tech sector, diverse population, and Pacific Rim trade connections.
Industries: Tech, film, trade, tourism
Population: 2.6+ million (Metro)
Lower cost of living, vibrant arts and culture scene, bilingual environment (French and English), excellent food scene.
Industries: Aerospace, AI, gaming, pharma
Population: 4.3+ million (Metro)
Strong economy driven by energy sector, growing tech industry, proximity to Rocky Mountains, no provincial sales tax.
Industries: Energy, tech, finance, agriculture
Population: 1.6+ million (Metro)
Federal government jobs, bilingual (English/French), high quality of life, excellent schools, safe and family-friendly.
Industries: Government, tech, healthcare
Population: 1.4+ million (Metro)
Edmonton, Winnipeg, Halifax, Victoria, Quebec City, and many other cities offer unique opportunities and lifestyles.
Explore All LocationsKey Considerations
Important factors to understand before your move
Varies significantly across Canada. Toronto and Vancouver are most expensive. Montreal, Calgary, and smaller cities offer better affordability. Research housing, transportation, and daily expenses for your target city.
Canada has diverse climates. Coastal BC is mild and rainy. Prairies have cold winters and warm summers. Eastern Canada experiences four distinct seasons. Prepare appropriate clothing and winter gear.
Universal healthcare covers most medical services. Register for provincial health insurance upon arrival. Some services like dental and prescription drugs may require private insurance. Waiting period may apply for newcomers.
Public education is free and high-quality. School districts vary by province. French immersion programs available. Post-secondary education is world-class but can be expensive. Research schools in your area.
Major cities have public transit systems. Car ownership common in suburbs and smaller cities. Winter driving skills important in most regions. International driver's license may be exchanged for Canadian license.
Canada is multicultural and welcoming. Settlement services available for newcomers. Language training (English/French) often free. Join community groups to build your network and feel at home.
Financial Checklist
Essential financial steps to establish yourself in Canada
Bank Account Requirements
Bring passport, immigration documents, and proof of address. Many banks offer newcomer packages with no fees for the first year. Consider opening both chequing and savings accounts.
Credit Building in Canada
Apply for a secured credit card to start building credit history. Pay bills on time and keep credit utilization low. Canadian credit scores range from 300-900. Good credit essential for mortgages and major purchases.
Tax Obligations
Apply for Social Insurance Number (SIN) immediately - required for work and benefits. File Canadian tax return annually (April 30 deadline). Declare worldwide income. Keep records of foreign assets over $100,000. Consider consulting a tax professional for first filing.
Currency Exchange Tips
Compare rates from banks, currency exchange services, and online platforms. Avoid airport exchanges (high fees). Consider opening a multi-currency account. Transfer larger amounts at favorable rates. Budget for exchange rate fluctuations.
Budgeting for First Few Months
Plan for 3-6 months of living expenses. Budget for initial housing costs (deposit, first/last month rent), furniture, winter clothing, phone/internet setup, transportation, and unexpected expenses. Keep emergency fund accessible.
Helpful Resources
Official resources and support services for newcomers to Canada
- Free Settlement Services
- 211 - Community and Social Services
- Local Immigrant Serving Organizations in your province
- Language Classes for Immigrants to Canada (LINC)
- Free English and French language training
- Online and in-person options available
- Ontario Council of Agencies Serving Immigrants (OCASI)
- Immigration Consultants of Canada Regulatory Council
- Provincial immigrant settlement agencies
Frequently Asked Questions
Common questions about relocating to Canada
Ready to Start Your Canadian Journey?
Our experienced agents are here to help you find the perfect home and settle into your new life in Canada. Get personalized support every step of the way.
Have questions? Call us at 1-800-SUTTON-1