Real Estate Calculators
Free tools to help you plan your home purchase and understand your financing options
Mortgage Calculator
Calculate your estimated monthly mortgage payment including principal, interest, taxes, and insurance.
Detailed payment breakdown
Visual pie chart representation
Adjustable down payment and interest rates
Affordability Calculator
Determine how much home you can afford based on Canadian lending rules including stress test and debt ratios.
Based on Canadian lending standards
Includes GDS and TDS ratio calculations
CMHC insurance premium estimates
Land Transfer Tax Calculator
Calculate provincial and municipal land transfer taxes for your property purchase across Canada.
Province-specific tax brackets
Toronto municipal tax support
First-time buyer rebate calculations
Debt Payoff Calculator
Create a personalized debt payoff plan using snowball or avalanche methods to become debt-free faster.
Compare snowball vs avalanche strategies
See month-by-month payment breakdown
Calculate total interest savings
Budgeting Calculator
Create a personalized monthly budget, track income and expenses, and achieve your financial goals.
Track income from multiple sources
Organize expenses by category
See real-time budget surplus or deficit
Savings Goal Calculator
Plan and track your savings goals with detailed projections to reach your financial targets on time.
Set and track multiple savings goals
See month-by-month projections
Calculate required monthly savings
Refinance Calculator
Compare your current mortgage with refinancing options to see if you can save money on interest and monthly payments.
Compare current vs new mortgage payments
Calculate break-even point
See lifetime interest savings
Rent vs Buy Calculator
Compare the long-term financial impact of renting versus buying a home to make an informed decision.
Year-by-year cost comparison
Calculate break-even point
See net worth impact over time
Rental Cash Flow Calculator
Analyze the profitability of investment properties with detailed cash flow projections and key metrics.
Calculate monthly cash flow and ROI
Analyze cap rate and key metrics
See detailed expense breakdown
Why Use Our Calculators?
Our calculators are designed specifically for the Canadian real estate market, incorporating current lending rules, provincial regulations, and industry standards. Use these tools to get accurate estimates and make informed decisions about your home purchase.
Accurate
Based on current Canadian lending rules
Free
No registration or fees required
Private
All calculations done in your browser
Need Help Understanding Your Results?
Our experienced real estate agents can help you interpret these calculations and guide you through the home buying process.